Whether you’re needing help, or providing help to someone buying a home, we can guide you through understanding your options
Answer a few simple questions with the CoFund tool to explore your options and consider what you might need before you receive or provide financial help.
Unlock the home ownership dream together
CoFund helps facilitate conversations between Homebuyers and Contributors as they explore the right arrangement for them.
Depending on your responses, you may qualify for a CoFund Legal Agreement created by the tool.
A Home Loan Specialist will work with you to support your home loan application. All home loans are subject to BNZ’s lending criteria, terms and fees.
Explore the right arrangement for you
A CoFund Legal Agreement — Loan
Get a free-to-create Legal Agreement so you’re both clear on how your loan arrangement will work.
A Guarantee
Using a home as security to help loved ones get into their first home.
A separate property sharing agreement
If the Contributor and Homebuyer are sharing responsibilities for the home, a separate agreement could be helpful to record the terms of your arrangement.
A CoFund Legal Agreement — Gift
Get a free-to-create Legal Agreement so you’re both clear how your gifting arrangement will work.
How CoFund works
Explore CoFund any time
Wherever you or your loved one is at in the home buying journey, the CoFund tool is a digital resource to use, save, exit, and return to whenever you need.
Have a discussion
Download the responses and suggested next steps from the tool to help guide your discussions around buying a home.
Apply for a home loan
As you get closer to purchasing a home, a Home Loan Specialist will work through the application process with you. BNZ’s lending criteria, terms and fees apply.
Find and buy a house
Enjoy peace of mind, knowing you have an arrangement in place, with insight from CoFund and help from BNZ.
We know the home buying process can seem overwhelming at times. The CoFund tool has been designed to help you explore different options, whether you’re buying a home or contributing.
